🏆 Winner by Category
🥇 Cheapest Overall
S
Sendwave
$0 fees
Zero transfer fees make Sendwave the cheapest for most transfers to Africa.
🥇 Best Exchange Rates
W
Wise
Real exchange rate
Uses the real mid-market rate with transparent, low fees.
💰 Cost Comparison: $1,000 Transfer
| Provider | Total Cost | Recipient Gets |
|---|---|---|
S Sendwave | $1,000 | KES 128,500 |
W Wise | $1,006.50 | KES 128,200 |
R Remitly | $1,003.99 | KES 127,800 |
🎯 Winner: Sendwave
Sendwave saves you $700 more than Wise and $300 more than Remitly on a $1,000 transfer to Kenya.
🎯 Final Recommendation
Our Pick for Most People:
S
Sendwave
Best Overall Value
Why Sendwave Wins:
- • $0 transfer fees - unbeatable pricing
- • Instant delivery to M-Pesa
- • Great exchange rates
- • Perfect for Africa transfers
❓ Frequently Asked Questions
Is Sendwave really free?
Yes, Sendwave charges $0 transfer fees. They make money from a small margin on the exchange rate, but it's still cheaper than competitors with fees.
Which provider is most reliable?
Remitly has the best reliability record with a 99.9% success rate and money-back guarantee. All three providers are trustworthy and regulated.
Can I use all three providers?
Absolutely! Many users compare rates for each transfer and choose the best option. Use our rate comparison tool to see all three side-by-side.
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